Building community is an integral part of our investment advisory business. We provide three mechanisms intended to build and maintain the community of our investors and other individuals and advisers. Our investment team maintains a blog providing market insight and a forum for investors to share their experiences. On an as needed basis, about once per quarter and generally around asset allocation changes, we provide some commentary about product performance, market outlook and the rationale behind our allocation changes. Finally, we provide a secure message board where clients can ask questions and get real answers about their investments from their investment advisor representative.